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Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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The 1% Rule and DSCR Loans: What Rent You Really Need

Published on: 11/08/2026

Does a rental need to hit the 1% rule to qualify for a DSCR loan? No. At today's reference rate a 1.00 DSCR needs rent near 0.64% of the price. See the math and 10 metros checked against HUD rents. Pillar Mortgage Group.

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Pillar Mortgage Group, LLC is an Equal Housing Lender, doing business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
Company NMLS #2700076  |  Arizona Mortgage Broker License MB-2009671  |  View NMLS Consumer Access

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PILLAR|MORTGAGE GROUP

An Arizona mortgage broker that compares available lender options and keeps you informed from pre-approval through closing.

Company NMLS #2700076  |  AZ Mortgage Broker License MB-2009671
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9089 E Bahia Dr, Suite 101A
Scottsdale, AZ 85260
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Pillar Mortgage Group, LLC | 9089 E Bahia Dr, Suite 101A, Scottsdale, AZ 85260 | Company NMLS #2700076 | Arizona Mortgage Broker License MB-2009671 | Equal Housing Opportunity
Not a commitment to lend. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available for all loan amounts or property types. Interest rates and program information are subject to change without notice.
Pillar Mortgage Group, LLC conducts business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act.  |  Privacy Policy  |  CCPA  |  Licensing and Disclosures  |  NMLS Consumer Access
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